Mika Glass Ratnam's Blog

Posted on 09/18/2022
What you should know about house flipping
House flipping is a popular form of real estate investment...
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Posted on 09/11/2022
5 Ways to Prevent Water Damage at Home
Water damage can be costly and difficult to remedy. Luckily, there are some simple ways you can help avoid water damage at home by keeping up with regular maintenance. Here are some tips for reducing your risk of water damage: Clean Gutters & Downspouts Cleaning your gutters regularly can prevent blockage and ice dams. If you have debris...
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Posted on 09/04/2022
A basic guide to mobile home insurance
If you live in a mobile home, you'll need specific mobile...
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Posted on 08/28/2022
Dark room ideas: How to brighten a dark room
Light can bring depth, ambience and comfort to any room. Brighter rooms can lend to a plethora of innovative design ideas and tend to liven the mood among house members. However, many homeowners worry that they’ll need to add windows, light fixtures or other intrusive methods of light to their dark rooms to get an ounce of extra...
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Posted on 08/21/2022
Loss of use coverage explained
Loss of use coverage, or “coverage D,” is an important part of a standard homeowners insurance policy. While other parts of your policy can help you pay to repair damages to your home, loss of use coverage is there to help you while repairs are being made. Depending on how long you have to wait before you can...
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Posted on 08/14/2022
Expert Advice for Packing & Moving Books
For many homeowners, a book collection is a point of pride and an important element in their interior decor. Books can hold emotional as well as functional significance and their presence in any room adds an important personal touch. However, when it comes time to move, an extensive book collection can be difficult to work with. Books are...
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Posted on 08/07/2022
Two Home Office Trends That Are Here to Stay
Creating the perfect work environment at home is crucial for helping you stay productive and comfortable in your work life. Your home office also provides a perfect opportunity to design and decorate a space that’s completely your own. If you’re not sure where to begin, here are some of the top trends for home office design to help...
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Posted on 07/31/2022
Living Fence: How to Improve Your Privacy and Property Boundaries
Installing a six-foot fence generally improves backyard privacy while increasing property values. But the price tag associated with fencing materials and labor often requires homeowners to invest thousands of dollars. And after the wood or composite structure has been erected, it will require maintenance, repairs and eventually need to be replaced. Those rank among the wide-reaching reasons an...
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Posted on 07/24/2022
What borrowers should know about PITI & property taxes
PITI is an acronym for principal, interest, taxes and insurance. In real estate, it's used by lenders to estimate your qualifications for a mortgage. One of the key variables in the formula is property taxes, which vary by location and individual home. But how do property taxes affect your PITI ratio? Here is a basic explanation to help:...
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Posted on 07/17/2022
The Costs & Savings of Converting a Shed Into a Living Space
A growing number of homeowners invest in in-law apartments each year as a way to expand their square footage to accommodate family members. According to data from Freddie Mac, upwards of 1.4 million single-family homes include an in-law dwelling. Regardless of the reason to make the home improvement, property owners often spend the money knowing the additional living...
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Posted on 07/10/2022
30-Year mortgages: A brief guide
Most homebuyers, even those just starting their first-time homeowner journey, have learned a thing or two about 30-year mortgages. For example, some 30-year mortgages will let you pay the mortgage down earlier than 30-years, while others may fix a prepayment penalty to that plan to make up the loss in revenue from the interest rate. But what about...
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Posted on 06/26/2022
Moving to a New Home: 5 Things to Do First
Moving to a new home is a long process, and it isn’t over after the actual move. There are many things you need to do in your new home to make it comfortable and functional for your needs. Rather than get overwhelmed by how much there is to unpack, consult this list of tasks to make the most...
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